You’ve got your eye on that enticing travel credit card with its promising rewards and benefits. But, there’s a catch – you need to meet the minimum spend requirement to snag those goodies.
Here are 10 practical ways to reach that minimum spend requirement, so you can unlock the full potential of your travel credit card.
Everyday Expenses
Use your travel credit card for everyday purchases like groceries, gas, and dining. By simply swapping out your regular payment method, you’ll gradually chip away at the minimum spend requirement.
Bill Payments
Pay your monthly bills, such as utilities, phone plans, and subscription services, using your travel credit card. It’s a seamless way to accumulate spending without changing your spending habits.
Online Shopping
Whether it’s clothes, electronics, or gifts, make your online purchases using your travel credit card. It’s a convenient way to rack up spending while getting what you need.
Dining Out
Whenever you dine out or order takeout, use your travel credit card. Dining expenses can add up quickly and contribute significantly to meeting the minimum spend requirement.
Travel Bookings
If you’re planning a trip, book your flights, accommodations, and transportation using your travel credit card. Not only will you meet the minimum spend, but you might also earn bonus points for travel-related purchases.
Gift Cards
Buy gift cards for your favorite stores or restaurants. While you’re essentially prepaying for future expenses, it’s a great way to meet the minimum spend upfront.
Plan Ahead for Big Purchases
If you’re aware of upcoming significant expenses like home improvements or electronics, time them around getting a new travel credit card. This way, you can hit the minimum spend requirement more quickly.
Paying for Friends and Family
If you’re in a situation where you’re covering expenses for friends or family, use your travel credit card to pay and have them reimburse you. This way, you’re meeting the minimum spend while also helping out.
Grocery Gift Cards
Purchase gift cards for grocery stores. You can use them for your regular grocery shopping and contribute to your minimum spend without any extra effort.
Splitting Bills
When you’re out with friends, offer to cover the bill and have them Venmo or PayPal you their share. This way, you’re making progress towards your minimum spend while enjoying time with friends.
